This holiday season, use a Flexi personal loan to manage big expenses


Bajaj Finance Ltd.

Pune, Maharashtra, India:

  • Borrow as needed and reduce IMEs by up to 45% *

The holiday season is considered the best time of year for a fresh start – whether it’s starting a new business, making a big purchase for your home, or even shopping for the festivities to come.

For those looking to borrow funds to finance festive purchases, there are several reasons that Bajaj Finserv’s Flexi personal loan offer is the go-to option. The funds are instantly available and clients enjoy greater flexibility when it comes to withdrawing and repaying their personal loan.

Customers also have the option of paying only the interest portion of their installment for the initial portion of the lease, which can reduce their installments by up to 45% * (General conditions apply)

Here’s a quick rundown of the features that make the Flexi personal loan the smartest financing option:

1. A large loan amount for all major expenses
Borrow up to Rs. 25 lakh at attractive interest rates with full transparency on loan terms. This means that there are no hidden charges and no nasty surprises after using the money. Moreover, the large loan amount means that customers can plan their expenses without any hassle.

2. Quick access to the money you need
A highlight of the Flexi Bajaj Finserv loan is that customers can get funds instantly. Enter basic details online and get immediate approval. After a simple document verification process, customers can get money back into their account within 24 hours *.

3. Manage additional expenses hassle-free
The Flexi Personal Loan allows customers to access an online loan limit which they can avail at their convenience. So whether it’s a planned expense or a last minute purchase, customers can choose to withdraw as much as they need. Interest is charged only on the amount used.

You can make as many withdrawals as needed on your loan limit, without having to reapply each time.

4. Reduce IMEs for convenient refund
Unlike a conventional term loan, you don’t expect to pay interest on the entire principal. Here, clients can choose to pay only EMI interest for the first part of the term, which allows them to reduce their monthly payments by up to 45% *. This way, customers can control their monthly outings, especially after the holiday season, when they want to slow down their spending.

Another feature that adds to the flexibility is that customers can choose a maximum term of 60 months to repay their loan.

5. Loans partially repaid, at zero cost
To make the repayment process even smoother, Bajaj Finserv allows customers to make an unlimited number of partial prepayments on their Flexi personal loan. All this at no additional cost. This reduces their net interest outflow. So whenever customers have access to excess funds, they can use them to pay off their loan at no additional cost.

To reduce loan processing time, customers can also check the pre-approved offer to which they may be entitled. Just enter their name and contact details to verify their pre-approved offer in seconds.

The wait is over. Now, customers can tackle all of their major expenses and tick everything off their shopping list without making a dent in their savings. Choose the Bajaj Finserv Flexi personal loan today.

* Baths and conditions of application

About Bajaj Finance Limited

Bajaj Finance Limited, the loan company of Bajaj Finserv Group, is one of the most diverse NBFCs in the Indian market, serving more than 40 million customers across the country. Based in Pune, the company’s product offering includes sustainable consumer loans, lifestyle finance, life care finance, digital product finance, personal loans, loans against property, small business loans, home loans, credit cards, two and three wheel loans, business loans SME loans / loans, title loans and rural finance which includes gold loans and refinance loans vehicles as well as fixed depots. Bajaj Finance Limited is proud to hold the highest FAAA / Stable credit rating for any NBFC in the country today.

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